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Used Machinery Finance

Flexible, competitive finance packages

We have a dedicated finance broker who will tailor your repayment plan to meet your specific business needs, giving you added comfort in your purchase. Through our partnership with finance providers we are able to offer you flexible hire purchase contracts with repayment profiles to suit your budget and cash flow.

Finance options to meet every consumer need

You can choose between four finance products which can all help to support specific business objectives.

Each one is based on regular payments to suit your budget, but offer different benefits to suit a variety of financial situations.

Flexible, competitive finance packages

Hire Purchase

  • Puts you in complete control. You decide how much deposit to set down, how long the contract lasts, and the value of your regular payments. At the end of the contract, you own the machinery you chose.*

  • Offers long-term stability because repayment amounts won’t change over time. The interest rate remains constant, making it easier to budget throughout the term of the agreement. In addition, you may be able to claim the value of your Kubota machinery as part of the Annual Investment Allowance, reducing your tax liability.

Operating Lease

  • Reduces risk to you if you don’t wish to own the machinery. At the end of your agreement, you can return the equipment** and start a fresh hire agreement with your new Kubota equipment.

  • Minimises upfront and total costs. No deposit is payable, and the total amount you pay will take account of the machinery’s residual value, not solely its new value. You can significantly reduce your overall investment and still benefit from new equipment.

Contract Hire

As Operating Lease, but with an additional benefit:

  • Makes service and maintenance easy. This cost is included in your regular fixed payment, offering extra convenience and peace of mind.

Finance Lease

  • Keeps rental payments low. Finance Lease helps you avoid a large upfront deposit by allowing yourself to spread the VAT cost over the term of your agreement. Payments can normally be offset against taxable profits too, making Finance Lease an efficient option.

  • Offers end-of-contract flexibility. At the end of the agreement, you have three options: you can sell the equipment and use some of the proceeds to fund a new asset, return the equipment, or extend your agreement and continue to use it.

Contact Us

Kubota Finance is dedicated to helping you buy the best possible value equipment for your business.

For more information contact your local Lister Wilder branch using the link below:

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